Insurance frequently forces you to jump through hoops for reimbursement. As part of our service to our patients, we've put together a tutorial that may save you a major headache during this process.
Applying for reimbursement is straight-forward. You must submit two forms to the insurance company:
Word of Caution
Keeping your information confidential might be important to you. Remember that every time you use your insurance company for payment, they systematically collect the diagnostic codes and any medicine you are obtaining (assuming the insurance company is helping pay for them). Although this is a rare event, they also have the right to withhold payment until they audit your medical note. At DocTalker, we never release medical notes to insurance companies without your verbal, and in some cases, written consent. Our policy is that you paid us for the care and therefore the information regarding the service or visit belongs to you.
Insurance companies create a health information database like a “credit report” on any services they are helping you pay for. This information can be used in the future to stratify your risks should you ever be looking to apply for health insurance in the future. Claims adjusters have access to this file when they are trying to decide if you merit getting insurance.
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